Property tax rates for every Ontario municipality

Effective residential rates for 391 cities, towns and townships, computed from the audited Financial Information Returns each municipality files with the Province. 2016 to 2025, updated as returns are filed.

Ontario median, 2024

1.357%

residential effective rate

Lowest

0.565%

Seguin

Highest

5.298%

Hornepayne

Municipalities

391

full ranking

Largest municipalities

Municipality	Population	Residential rate 2024	Tax on $750,000	Rank
Toronto	3,271,830	0.715%	$5,365	8
Ottawa	1,116,170	1.171%	$8,784	110
Mississauga	810,400	0.947%	$7,100	39
Brampton	742,700	1.107%	$8,301	82
London	472,800	1.573%	$11,798	271
Markham	367,721	0.680%	$5,103	4
Vaughan	366,176	0.714%	$5,354	6
Kitchener	295,330	1.273%	$9,546	148
Windsor	263,270	2.033%	$15,246	359
Oakville	240,000	0.796%	$5,968	18
Richmond Hill	223,541	0.715%	$5,364	7
Burlington	197,331	0.915%	$6,866	36
Oshawa	187,500	1.431%	$10,734	227
Barrie	167,176	1.353%	$10,150	193
Greater Sudbury	166,004	1.682%	$12,614	304
Kingston	159,652	1.422%	$10,665	225
Milton	158,206	0.775%	$5,815	15
Whitby	157,450	1.263%	$9,471	142
Waterloo	154,900	1.272%	$9,543	147
Cambridge	151,690	1.387%	$10,405	209
Guelph	143,740	1.320%	$9,897	174
St Catharines	136,803	1.492%	$11,193	254
Ajax	126,666	1.262%	$9,464	141
Chatham-Kent	113,654	1.950%	$14,622	352
Clarington	112,046	1.291%	$9,684	156

Lowest rates

Seguin 0.565%
The Archipelago 0.581%
Muskoka Lakes 0.662%
Markham 0.680%
Lake of The Woods 0.687%
Vaughan 0.714%
Richmond Hill 0.715%
Toronto 0.715%
Whitestone 0.723%
Lake of Bays 0.725%

Highest rates

Hornepayne 5.298%
Red Rock 4.246%
Atikokan 3.832%
White River 3.792%
Pickle Lake 3.530%
Dubreuilville 3.478%
Chapleau 3.385%
Terrace Bay 3.239%
Marathon 3.074%
Rainy River 3.031%

A low rate is not a low bill: assessed values in the Greater Toronto Area are several times those in Northern Ontario, so the same rate produces a very different tax. Many of the lowest rates belong to cottage-country townships with high waterfront assessments.

By region and county

All municipalities A–Z

How Ontario property tax works

Your bill is your MPAC assessed value multiplied by a total tax rate. The total rate has up to three pieces: a municipal rate set by your local council, an upper-tier rate if you live in a region or county, and a provincial education rate, which has been 0.153% for residential property for several years. Assessed values have been frozen at January 1, 2016 levels since 2017, and the Province has not announced when the next reassessment will take effect, so rates rather than values have carried almost all of the annual change.

The rates on this site are effective rates: total taxes levied divided by total taxable assessment for the class, taken from each municipality's audited return. They are the best like-for-like comparison across municipalities, and they match the posted by-law rate closely for the residential class. See the methodology.